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Last updated: 21 July 2017
Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the http://www.money-life.co.za website, operated by Money.Life ("us", "we", or "our").
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.
Money.Life is a business in the financial education industry that focuses on educating teenagers and young adults as to the importance of smart planning, smart spending and smart saving.
If you wish to purchase any product or service made available through the Service ("Purchase"), you may be asked to supply certain information relevant to your Purchase including, without limitation, your full name, contact details and banking details.
Some parts of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring monthly or annual basis (as selected).
Subject to availability and receipt of payment, requests will be processed within 5 working days and delivery confirmed by way of email.
Should you wish for us to refund your order, you may do so by informing Money.Life within 5 working days of receipt of order.
Please confirm your intent to apply for a refund by contacting our offices within 5 working days of order. Client will be given a full refund within the 5 working day period. From the 6th working day onward, the client will not be able to apply for a refund. If you exercise your right to refund your order, any moneys due will be refunded within 20 working days and subject to these terms and conditions.
Money.Life shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, "personal information" shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from: http://www.polity.org.za/attachment.php?aa_id=3569
Payment may be made via Visa and MasterCard.
Card transactions will be acquired for (Your Company) via PayGate (Pty) Ltd who are the approved payment gateway for all South African Acquiring Banks.PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on the website. Users may go to www.paygate.co.za to view their security certificate and security policy.
Customer details will be stored by Money.Life separately from card details which are entered by the client on PayGate’s secure site. For more detail on PayGate refer to www.paygate.co.za
The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency isSouth African Rand (ZAR).
Money.Life takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website, customer service and support, dispute resolution and delivery of goods.
Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material ("Content"). The Money.Life website gives you access to information about financial education related topics, Money.Life and its products and services.
If you use this website, it means that you understand and accept the following information:
This website is governed by the laws of South Africa and Money.Life chooses as its domicilium citandi et executandi for all purposes under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature as : 4 Bronzite, Abrey Eco Park, 5 Abrey Road, Kloof, 3640.
Our Service may contain links to third-party web sites or services that are not owned or controlled by Money.Life.
Money.Life has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Money.Life shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.
Money.Life may, in its sole discretion, change this agreement or any part thereof at any time without notice.
This website is run by Northshore Trading 600 cc (close corporation) based in South Africa trading as Money.Life and with registration number 2007/161518/12 and Margaret Ann Whitten and Jacqueline Anne Drennan (Member(s))
Company Physical Address: 4 Bronzite, Abrey Eco Park, 5 Abrey Road, Kloof, 3640
Telephone: +27 31 764 1063
For more information about any of our competitions, or the terms and conditions that apply to them, please email us at firstname.lastname@example.org
We strive our best to ensure that our clients are fully satisfied with the product(s) however in the unlikely event that the product(s) is unsuitable or that you are not fully satisfied please follow the returns procedure below.
Should you wish for us to refund your order, you may do so by informing us within 5 working days of receipt of order.
Please confirm your intent to apply for a refund by contacting our offices within 5 working days of order. Client will be given a full refund within the 5 working day period. From the 6th working day onward, the client will not be able to apply for a refund.
If you exercise your right to refund your order, any moneys due will be refunded within 20 working days and subject to these terms and conditions.
Consumer Protection Act No. 68 of 2008 (CPA)
South African CPA laws shall supersede any Money.Life terms and conditions which conflict with the Act or any other laws in the Republic of South Africa.
Electronic Communications and Transactions Act No. 25 of 2003 (ECT Act)
South African ECT laws shall supersede any Money.Life data privacy policies which conflict with the Act or any other laws in the Republic of South Africa.
Protection of Personal Information Act No. 4 of 2013 (POPI Act)
South African POPI laws shall supersede any Money.Life data privacy policies which conflict with the Act or any other laws in the Republic of South Africa.
We have developed Money Life as an online web based application which allows parents to educate their children as to the value and the importance of money using their own money in a cashless society. The Money Life application allows parents to create budget categories and to set budget amounts with their children for each of the different categories.